{"id":19056,"date":"2020-06-29T16:30:37","date_gmt":"2020-06-29T16:30:37","guid":{"rendered":"https:\/\/www.grandriverllc.com\/?page_id=19056"},"modified":"2024-06-24T16:37:54","modified_gmt":"2024-06-24T20:37:54","slug":"retirement-planning-distribution-management","status":"publish","type":"page","link":"https:\/\/www.grandriverllc.com\/retirement-planning-distribution-management\/","title":{"rendered":"Retirement Planning &#038; Distribution Management"},"content":{"rendered":"\n<div class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<script layout=\"container\" src=\"https:\/\/www.riskalyze.com\/hosted\/v2\/1b66ea848fa3c6342790\/rq\/lt\/lg\/btn.js\" data-logo=\"1\" data-button-title=\"Free Portfolio Risk Analysis\"><\/script>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-2 gb-2-col-equal\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-3 gb-is-responsive-column\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\">\n<p>This video outlines the Retirement Income Survival Kit\u2122, one process we use to help our clients set goals for retirement, make a road map for reaching those goals, and help them maintain the lifestyle they\u2019ve planned.<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\">\n<figure class=\"wp-block-video\"><video height=\"1080\" style=\"aspect-ratio: 1920 \/ 1080;\" width=\"1920\" controls poster=\"https:\/\/www.grandriverllc.com\/wp-content\/uploads\/2020\/07\/2020-Thumb-The-RISK-Process.jpg\" src=\"https:\/\/www.grandriverllc.com\/wp-content\/uploads\/2024\/05\/2024-The-RISK-Process-FINAL.mp4\"><\/video><\/figure>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-style-quote-underlay has-normal-font-size is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Climbing to the top of a mountain is considered by many to be one of life\u2019s greatest achievements. However, the real goal of climbing is not simply to reach the top, but&nbsp;<em>to reach the top and return safely<\/em>. Considering that 80% of climbing accidents occur on the descent, it is this second half of the journey that presents the greatest risk\u2026 and requires the most planning.<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">The same can be said for retirement planning.<\/h3>\n\n\n\n<p>For years, people have focused intensely on accumulating enough assets (climbing to the top of the mountain). However, the biggest risks facing retirees occur during the income distribution phase \u2014 when we retire and begin to live on our retirement savings (climbing back down the mountain).<\/p>\n\n\n\n<p>As we begin this second half of our journey, we are faced with unique and potentially devastating risks such as market, sequence of returns, inflation, liquidity, longevity, taxation, health and legacy risks. Just like climbing a mountain, those who acknowledge and address these risks will be most likely to safely and successfully complete their journey.<\/p>\n\n\n\n<p>We understand that, traditionally, the retirement income planning process can seem overwhelming and complex. However, because of its great importance, we did not want these barriers to leave our clients unprepared. For this reason, we developed The R.I.S.K. Process\u2122, an effective, time-tested approach that simplifies the complexity of retirement planning and guides you through the process of building a personal Retirement Income Survival Kit\u2122.<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.grandriverllc.com\/contact\/\">CONTACT US<\/a><\/div>\n<\/div>\n\n\n\n<p>8500 Station Street \u2013 Suite 300G<br>Mentor, OH 44060<br>Office Phone: (440) 358 \u2013 0605<br>E-mail Jonathan Herbruck:\u00a0jherbruck@grandriverllc.com<br>E-mail Jim Yurman:\u00a0jyurman@grandriverllc.com<br>E-mail Mark Kalmeyer: mkalmeyer@grandriverllc.com<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Other contact information:<\/h5>\n\n\n\n<h4 class=\"wp-block-heading\">VALMARK SECURITIES, INC.<\/h4>\n\n\n\n<p>130 Springside Drive, Suite 300<br>Akron, OH 44333-2431<br>(800) 765 \u2013 5201<\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Climbing to the top of a mountain is considered by many to be one of life\u2019s greatest achievements. However, the real goal of climbing is not simply to reach the top, but&nbsp;to reach the top and return safely. Considering that 80% of climbing accidents occur on the descent, it is this second half of the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-19056","1":"page","2":"type-page","3":"status-publish","5":"entry"},"featured_image_src":null,"featured_image_src_square":null,"_links":{"self":[{"href":"https:\/\/www.grandriverllc.com\/wp-json\/wp\/v2\/pages\/19056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.grandriverllc.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.grandriverllc.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.grandriverllc.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.grandriverllc.com\/wp-json\/wp\/v2\/comments?post=19056"}],"version-history":[{"count":10,"href":"https:\/\/www.grandriverllc.com\/wp-json\/wp\/v2\/pages\/19056\/revisions"}],"predecessor-version":[{"id":23381,"href":"https:\/\/www.grandriverllc.com\/wp-json\/wp\/v2\/pages\/19056\/revisions\/23381"}],"wp:attachment":[{"href":"https:\/\/www.grandriverllc.com\/wp-json\/wp\/v2\/media?parent=19056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}